Frequently Asked Questions > For Pilots > What about insurance?

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The club carries non-commercial insurance through Chartis in the amount of $100,000 per passenger (pilot excepted and family members of pilot limited to $25,000 each) and $1,000,000 per accident. The member is responsible for the deductible of $1,000. You are insured as an aircraft owner and your insurance coverage is better than any rental situation.

Based on your personal financial situation, you may wish to carry additional renter's insurance. Here are some articles with good discussion on the subject: Renter Pilot LiabilityRenting Can Be Hazardous To Your Wealth and What you need to know about non-owner aviation insurance

Instructors may wish to carry additional insurance to cover the commercial activity of instructing members. AOPAAvemco and NAFI have non-owned instructor policies available.

 

 

Last updated on December 4, 2011 by Fox Flying Club